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Ag & Commercial Products

The State Exchange Bank has a vast array of Agricultural and Commercial Loan products tailored to suit the specific needs of today’s producer and business owner. Our lenders have over 40 years of combined experience in Ag and Commercial Lending, and we understand the complex and ever-changing business environment that our customers face every day. Please click on the links below to learn more about our loan products, or contact us today to schedule an appointment.


Agriculture Loans


Line of Credit

  • Enterprise-based LOC – Customers can open multiple Lines of Credit for each enterprise on their farm operation. Helps the producer track the individual input costs of each crop type or livestock operation.
  • Secured only, based on expected input costs of each enterprise.


Livestock Loans

  • Market Livestock Loans for Backgrounding or Finishing operations. Market hedging required in some instances.
  • Breeding Livestock loans.


Machinery & Equipment

  • Loan for New or Used equipment.


Real Estate – Purchase Money or refinance

  • Irrigated or Dryland.

Commercial Loans


Line of Credit

  • Can be used to purchase inventory or for working capital needs.



  • Loans for New or Used equipment.


Real Estate – Construction, Purchase or Refinance

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